Risk Management

• General Term Insurance
• Whole Life Insurance
• Universal Life Insurance (UL)
• Variable Universal Life Insurance (VUL)
• Life Insurance Analysis

• Traditional Long-Term Care
• Asset-Based Long-Term Care
• Long-Term Care Analysis

• Traditional Disability Insurance
• Disability Insurance Analysis

How will your business continue if something were to happen to you? Would your business survive? Would your partners be able to keep the business going? This is where buy/sell agrements come in. We help provide council to our clients on the best ways to structure and fund these types of agreements.

Planning on retiring soon? Do you know how you will exit or sell your business? We help our clients define their own continuity/succession plans so that when the time comes, they are able to sell their businesses or sunset out on their own terms.

One of the most common areas business owners need help in is structuring employee benefits. Many business owners treat their employees as family, and want to provide some form of benefits for them, but don't know where to start or what the best way to structure them is. We help our business owner clients develop employee benefit plans that are structured in a way that is unique to their business's needs and benefits both the business and its employees.